Ernest Fernandez
Realtor®
Lic.# 247825
RE/MAX Properties East
10525 Timberwood Cir #100 | Louisville, KY 40223
Text Ernest to the number 36260 for my App!
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
Ernest Fernandez
Realtor®
Lic.# 247825
RE/MAX Properties East
10525 Timberwood Cir #100 | Louisville, KY 40223
Text Ernest to the number 36260 for my App!
You can afford $300,000
Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Total Amount Paid: $240,000
Estimated insurance needed: $667/month
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Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend. Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment). Discount point have varied and can be found on www.freddiemac.com. These mortgage averages are for loans in 1st Lien Position. The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.
BackHello! I'm Ernest, a proud Louisville local since 2002, originally hailing from Cuba. My journey here has allowed me to form strong bonds within this community, something I cherish deeply. My background in engineering and photography isn't just a career footnote; it's at the core of how I approach real estate. It's about precision, attention to detail, and seeing the bigger picture – exactly what you need when navigating the property market.
In my role as a Realtor®, I’m all about making real estate simpler and less stressful for you. Whether you're buying your first home or selling your fifth, I treat each client like family. This means listening intently, understanding your unique needs, and dedicating myself to meet them. It's not just about transactions; it's about relationships, trust, and achieving your goals together.
When I’m not helping clients, you might spot me exploring Louisville on my motorcycle, spending quality time with family and friends, or staying active – from fitness routines to engaging in various sports. These activities fuel my energetic approach to life and work, keeping me ready for any challenge.
Embark on your Louisville real estate journey with someone who combines technical savvy with a passion for people. Let’s find your dream home or get the best value for your property. Your real estate success is my mission!
DISCLAIMER
You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your sales consultant.
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Ernest Fernandez
Realtor®
Lic.# 247825
RE/MAX Properties East
10525 Timberwood Cir #100 | Louisville, KY 40223
Text Ernest to the number 36260 for my App!
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